NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

We, our, and us, when used in this notice, mean Indianapolis Post Office Credit Union.

This is our privacy notice for our members. When we use the words "you" and "your" we mean the following types of members:

•
Our consumer members who have a continuing relationship by purchasing or holding financial products or services such as a(n):
 
•
Share and share draft accounts
 
•
Loan Account

We will tell you the sources of the information we collect about you. We will tell you what measures we take to secure that information.

We first define some terms.

Nonpublic personal information means information about you that we

 

collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records. Hereafter, we will use the term "information" to mean nonpublic personal information as defined in this section.

An affiliate is a company which we own or control.

A nonaffiliated third party is a person we do not employ or a company that is not an affiliate of ours. This is also known as nonaffiliated third party, or simply, an "other party."
  THE INFORMATION WE COLLECT
  We collect information about you from the following sources:
 
• Information you give us on applications or other forms
• Information about your transactions with us
• Information about your transactions with other parties
• Information from a consumer reporting agency
• Information we receive through our Customer Identification Program
   
  THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR INFORMATION
  We restrict access to information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards to protect this information.
 
  YOUR INFORMATION AND OTHER PARTIES
  We will not disclose information about you to anyone except as disclosed in this policy or as permitted by law. Examples of this might include disclosures necessary to service your account or prevent unauthorized transactions.
 
  INFORMATION ABOUT FORMER MEMBERS
  We do not disclose information about former members, except as permitted by law.
 
  AUTHORIZED SHARING - JOINT MARKETING
  We may disclose the following information to other financial institutions with whom we have joint marketing agreements:
 
• Information you give us on an application or other forms, such as:
 
• Name
• Address
   
  We disclose the information listed above with other financial institutions with whom we have joint marketing agreements. You do not have a right to opt out of the disclosure of this information.
 
  State Limitations
  AL,AK, CA, ID and VT - We will not share this information about members who reside in Alabama, Alaska, California, Idaho or Vermont.
 
  MA, MS and NJ - We will not share any information derived from share relationships with us about members who reside in Massachusetts, Mississippi or New Jersey.
   
  Types of Businesses
  We may disclose information pursuant to joint marketing agreements to the following types of businesses:
 
• Financial service providers, such as:
 
• Car dealer
   
     
  Member savings in this credit union are insured up to $250,000 per account. This institution is not federally insured.